Washington Bankruptcy Attorney — Filing Chapter 13As a bankruptcy lawyer with many years of experience, I have helped over 6,000 families and individuals throughout the north Puget Sound region of Washington State to obtain protection under Chapter 13 bankruptcy laws. Contact Sno-Isle Bankruptcy to get started on your new life today. What is Chapter 13?Chapter 13 is an opportunity to restructure your debts and allows you to avoid the problems that you will face if you default. In some cases, you pay off your debts in full. But most times, you pay off some types of debts while others get wiped away. As part of the process, you agree to make a payment to a court-appointed trustee who then makes payments to creditors according to an approved plan. When is a Chapter 13 better than a Chapter 7?Chapter 13 is particularly useful for overdue house payment or car payment issues and is better for taking care of tax debt, student loan debt, and court fines. And, when it comes to protecting assets that you have too much equity in, Chapter 13 bankruptcy is a better alternative than Chapter 7. How much do I pay per month?The monthly amount you pay is decided on a case-by-case basis, but whatever the amount, it is designed to be a payment you can afford. How is this different from Consumer Credit Counseling?First, creditors have to honor a Chapter 13, but Credit Counseling is voluntary. Second, consumer debts are interest free in most Chapter 13 cases. Third, Chapter 13 helps straighten out problems with mortgages and cars that Credit Counseling will not touch. How much does it cost to file a Chapter 13 Bankruptcy?My fees are set by the court on a case-by-case basis and are paid by the trustee out of your monthly payment. In addition, there are court-related costs of between $400.00 and $500.00. In some circumstances, I do require a portion of my fees up front, but this is not typically the case. Getting Started…Questions about filing a Chapter 13? Bankruptcy lawyer Chris Raymond can help and will be more than happy to answer any questions or concerns you may have. Please use our Getting Started Page to contact a knowledgeable Washington bankruptcy attorney today. Call Toll Free at 1-877-570-5588 Free Attorney Consultation Sno-Isle Bankruptcy |
The Law Offices of Chris Raymond, PSC, is a Debt Relief Agency that helps people overcome their debt problems through the legal tools available to all Americans. This includes helping people file for bankruptcy protection.
